Prescription drugs are often an important part of getting and staying healthy. Here are some important facts about your prescription drug benefits provided by the Operating Engineers Local 49 Health and Welfare Fund.

Annual Out-of-Pocket Maximum
This is the most you could pay out of pocket each year for prescription drugs.
$2,500 per covered person
$5,900 per family
NOTE: Additional $1,800 per family, if specialty drugs are prescribed
Most Prescriptions
80% paid by Plan
Birth Control Pills
In-network generic: 100% paid by Plan
Brand: 80% paid by Plan
Erectile Dysfunction Medication
50% paid by Plan
(up to 6 pills per month)


  • Review the SPD.
  • Visit the OptumRx website.
  • You will need the number on your ID card.

Learn more about the NIGPP pension plan.